In 2026, the FHA loan limit for Milford county in Worcester, MA is defined as $472,030 for a single-family home. For 2-unit homes, the cap is $604,400, for 3-unit structures, it is $730,525, and for 4-units, the limit is $907,900.
The highest allowable amount for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850, for 3-units, $1,123,900, and $1,396,800 for 4-units.
Use our FHA calculator to find today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows for a comparison of FHA rates and terms alongside other loan programs. It includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from thousands of lenders, swiftly matching it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Milford county of Worcester, MA lets you compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To look into qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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