During the year 2026, the FHA loan limit for single-family homes in Leominster, located in Worcester county, MA, is set at $472,030. For two-unit properties, the limit is $604,400, for three units it is $730,525, and for four units, it is $907,900.
The cap for conventional loans on single-family residences is $726,200. For two-unit homes, the maximum is $929,850, for three units it is $1,123,900, and for four units, the limit extends to $1,396,800.
Use our FHA calculator to discover the current best FHA rates. It also helps determine the downpayment, income, credit, reserves, and necessary documents for loan qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms alongside other loan programs. Analyze and compare options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.
By gathering data from numerous lenders, Lendersa® swiftly matches that information with your unique financial profile, offering tailored loan solutions in seconds.
The Loan Limits Comparison Table for 2026 within Leominster, Worcester county, MA, allows you to see how FHA compares with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans regarding maximum amounts. For a deeper insights into qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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