In 2026, the FHA loan limit for Sterling in the county of Worcester, MA, is set at $472,030 for a single-family home, rising to $604,400 for 2-unit dwellings, $730,525 for 3-unit properties, and $907,900 for 4-unit residences.
Conventional loan limits for a single-family home reach $726,200, with figures of $929,850, $1,123,900, and $1,396,800 for 2, 3, and 4 units, respectively.
Check today's FHA rates using our calculator to find out the necessary downpayment, income, credit, reserves, and required documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms alongside conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly processes loan data from countless lenders, tailoring the comparison to match your unique financial circumstances.
The Loan Limits Comparison Table for 2026 in Sterling, Worcester, MA offers a comprehensive view of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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