For 2026, FHA loan limits in Lunenburg, located in Worcester, MA, are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
For conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to check today's best FHA rates and uncover the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator assists you in comparing FHA rates and terms with those of other loan programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® consolidates extensive loan data from thousands of lenders, rapidly aligning it with your financial situation and needs.
Refer to the Loan Limits Comparison Table for 2026 in Lunenburg county of Worcester, MA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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