In 2025, the FHA loan limits for Harvard located in Worcester, MA, are set at $472,030 for a single-family home. For properties with 2-units, the limit increases to $604,400, while 3-units are capped at $730,525 and 4-units can reach $907,900.
With conventional loans, the maximum amount allowed for a single-family residence is $726,200. If you have a 2-unit, it's $929,850, for 3-units, the limit is $1,123,900, and for 4-units, it extends to $1,396,800.
Utilize our FHA calculator to discover today’s leading FHA rates, and evaluate the necessary downpayment, income, credit, reserves, and documents needed to qualify.
With the Lendersa® calculator, compare the rate and terms of FHA loans with other lending programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering thorough comparisons.
Lendersa® obtains extensive loan program data from thousands of lenders, providing quick, customized comparisons tailored to fit your unique financial profile and needs.
View the Loan Limits Comparison Table for 2025 in Harvard county of Worcester, MA to compare limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification necessities like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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