For 2025, FHA loan limits in the county of Ayer, located in Middlesex, MA, are set at $828,000 for single-family homes. For other units, the limits are $1,060,000, $1,281,300, and $1,592,350 for 2, 3, and 4 units, respectively.
The highest possible loan amount for a conventional mortgage on a single-family dwelling comes to $828,000. For multi-unit properties, it amounts to $1,060,000 for 2-units, $1,281,300 for 3-units, and $1,592,350 for 4-units.
Use our FHA calculator today to determine the most competitive FHA rates and to evaluate the necessary downpayment, income, credit requirements, reserves, and documents for eligibility.
The Lendersa® calculator lets you compare the rates and terms of FHA loans to those of various other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With access to data from numerous lenders, Lendersa® efficiently matches loan program data to your distinct needs and financial profile.
Within the Loan Limits Comparison Table for 2025 in Ayer County, Middlesex, MA, you can review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan figures. To compare eligibility criteria like income, credit, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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