As of 2025, the FHA loan limits for Shirley county, located in Middlesex, MA, stand at $828,000 for a single-family residence. For properties with 2-units, the ceiling is $1,060,000. The limit extends to $1,281,300 for 3-unit buildings, and to $1,592,350 for homes with 4-units.
The highest loan amount available for conventional loans on a single-family home is set at $828,000. For 2-unit structures, it's $1,060,000, for those with 3-units, it's $1,281,300, and for 4-unit properties, it goes up to $1,592,350.
Use our FHA calculator to determine the best FHA rates available today and assess the required downpayment, income, credit, reserves, and necessary documentation for qualification.
Examine loan options from a diverse selection of 100 lenders
The Lendersa® calculator offers the capability to compare FHA rates and terms against those of different loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides comprehensive loan data sourced from thousands of lenders, quickly aligning it with your personal financial profile and needs.
Refer to the Loan Limits Comparison Table for 2025 in the county of Shirley, Middlesex, MA. This table compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
