In 2026, the FHA loan limits for Northborough within Worcester, MA, are defined as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three units, and $907,900 for four-unit properties.
The ceiling for conventional loans is established at $726,200 for single-family dwellings, with amounts rising to $929,850 for two-unit homes, $1,123,900 for three-unit buildings, and up to $1,396,800 for complexes with four units.
Utilize our FHA calculator to access today’s top FHA rates and find out the requirements for downpayment, income, credit score, reserves, and the necessary documents to qualify.
With the Lendersa® calculator, you can contrast the rates and terms of FHA loans with those of other financial products. Consider the possibilities including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans together with FHA options.
Lendersa® quickly gathers comprehensive data from thousands of lenders, aligning it with your financial profile and personal needs within seconds.
Check out the Loan Limits Comparison Table for 2026 in Northborough, county of Worcester, MA, for comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For evaluating requirements such as income, reserves, and credit status, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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