During 2026, the FHA loan limits assigned within Berlin, in the county of Worcester, MA, are defined as follows: $472,030 for single-family homes, $604,400 for homes with 2 units, $730,525 for 3 units, and $907,900 for 4-unit structures.
The highest loan amounts for conventional loans on a single-family house reach $726,200. For properties with 2 units, the maximum is $929,850, $1,123,900 for those with 3 units, and $1,396,800 for 4-unit buildings.
To explore today’s best FHA rates and calculate essential criteria like downpayment, income, credit, reserves, and necessary documentation, use our FHA calculator.
The Lendersa® calculator provides a means to compare FHA rates and terms alongside various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By obtaining data from thousands of lenders, Lendersa® swiftly aligns comparisons with your financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Berlin, county of Worcester, MA, reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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