2026 FHA (Government Loans) Limits for Provincetown, Barnstable County, Massachusetts

For 2026, the FHA loan limit in the county of Provincetown, part of Barnstable, MA, is $701,500 for a single-family home, $898,050 for 2-unit residences, $1,085,550 for 3-unit dwellings, and $1,349,050 for 4-unit buildings.

The ceiling for conventional loans is as follows: $726,200 for a single-family dwelling, with higher caps of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to discover the most advantageous rates currently available for FHA loans and identify the downpayment, credit score, income, savings, and documentation needed to qualify.

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With the Lendersa® calculator, you can measure FHA rates & terms against those of other loan types. Delve into and contrast options across Conventional Loans, Jumbo Loans, VA, USDA, Non-QM, and even hard money loans in conjunction with FHA.

Lendersa® swiftly compiles loan program information from an array of lenders and analyzes it relative to your individual financial profile and necessities.

Our Loan Limits Comparison Table for 2026 in Provincetown county of Barnstable, MA offers a side-by-side review of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan caps. Leverage Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements including income, credit, and reserves.

Loan limits Provincetown county of Barnstable, MA

SFR 2 Units 3 Units 4 Units
FHA $701,500 $898,050 $1,085,550 $1,349,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $496,800 $496,800 $496,800 $496,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Provincetown FHA Lenders

  • Nauset Mortgage
  • 23 Brewster Cross Rd, Orleans, MA, 02653
  • Lends in Massachusetts
  • Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.

  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Lends in Massachusetts
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • Lends in Massachusetts
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital

  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.

  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • Lends in Massachusetts
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • Heritage Mortgage Company Inc
  • 175 Derby Street, Suite 36, Hingham, MA, 02043
  • Lends in Massachusetts
  • Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.

  • Rockland Trust
  • 288 Union St, Rockland, MA, 02370
  • Lends in Massachusetts
  • We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.