In the year 2025, the FHA loan limit in Pocasset county, an area within Barnstable in MA, is as follows: $701,500 for a single-family home, $898,050 for two-unit properties, $1,085,550 for three-unit homes, and $1,349,050 for four-unit residences.
For conventional loans, the highest amount possible for a single-family dwelling is $726,200. For properties with two, three, or four units, these limits are $929,850, $1,123,900, and $1,396,800, respectively.
Utilize our FHA calculator to explore the top FHA rates available today and ascertain the necessary down payment, income levels, credit standing, reserve requirements, and documentation needed for qualification.
The Lendersa® calculator empowers you to place FHA rates and terms against other loan program conditions. Explore and scrutinize various choices, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® consolidates comprehensive data from thousands of lending institutions and swiftly aligns it with your personal financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Pocasset county, Barnstable, MA, offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $496,800 | $496,800 | $496,800 | $496,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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