2026 FHA (Government Loans) Limits for Pocasset, Barnstable County, Massachusetts

In the year 2026, the FHA loan limit in Pocasset county, an area within Barnstable in MA, is as follows: $701,500 for a single-family home, $898,050 for two-unit properties, $1,085,550 for three-unit homes, and $1,349,050 for four-unit residences.

For conventional loans, the highest amount possible for a single-family dwelling is $726,200. For properties with two, three, or four units, these limits are $929,850, $1,123,900, and $1,396,800, respectively.

Utilize our FHA calculator to explore the top FHA rates available today and ascertain the necessary down payment, income levels, credit standing, reserve requirements, and documentation needed for qualification.

Review and contrast loan offers from a pool of 100 lenders

Evaluate Your Loan Alternatives in Pocasset, MA

The Lendersa® calculator empowers you to place FHA rates and terms against other loan program conditions. Explore and scrutinize various choices, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® consolidates comprehensive data from thousands of lending institutions and swiftly aligns it with your personal financial profile and specific needs.

The Loan Limits Comparison Table for 2026 in Pocasset county, Barnstable, MA, offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Pocasset county of Barnstable, MA

SFR 2 Units 3 Units 4 Units
FHA $701,500 $898,050 $1,085,550 $1,349,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $496,800 $496,800 $496,800 $496,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Pocasset FHA Lenders

  • MortgageSafe
  • 17R Academy Lane, Falmouth, MA, 02540
  • Lends in Massachusetts
  • We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.

  • Slade Mortgage Group, Inc.
  • 160 Katharine Lee Bates Road, Falmouth, MA, 02540
  • Lends in Massachusetts
  • Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,

  • Castle Mortgage Brokerage Inc
  • 1819 Acushnet Ave, New Bedford, MA, 02746
  • Lends in Massachusetts
  • Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.

  • Martha's Vineyard Mortgage Company LLC
  • 107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
  • Lends in Massachusetts
  • Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Lends in Massachusetts
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.

  • Westport Federal Credit Union
  • 655 State Road, Westport, MA, 02790
  • Lends in Massachusetts
  • In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.