For 2026, the FHA loan limit in Yarmouth-Port county of Barnstable, MA is $506,000 for a single-family home. For 2-units, it is $647,750, for 3-units, $783,000, and for 4-units, it is $973,100.
The maximum loan amount for conventional loans on a single-family home is $548,250. For 2-units, it rises to $702,000, for 3-units $848,500, and for 4-units $1,054,500.
Use our FHA calculator for today's best FHA rates and determine the needed downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects loan data from numerous lenders, offering quick comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Yarmouth-Port, Barnstable, MA, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Evaluate requirements such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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