For 2026, the FHA loan limit in Clinton, Worcester, MA is $472,030 for single-family homes, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.
The maximum for conventional loans on single-family homes is $726,200, $929,850 for 2-unit residences, $1,123,900 for 3-unit properties, and $1,396,800 for 4-units.
Use our FHA calculator to find today’s top FHA rates, assessing the downpayment, income, credit, reserves, and documents needed for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan data from many lenders, matching it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Clinton, Worcester, MA highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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