In 2026, the FHA loan limit for Winchester county in Middlesex, MA is $828,000 for a single-family home. For 2-units, it's $1,060,000, for 3-units, $1,281,300, and for 4-units, $1,592,350.
The maximum loan for conventional loans on a single-family residence is $828,000. For 2-units, it is $1,060,000, for 3-units $1,281,300, and for 4-units $1,592,350.
Use our FHA calculator to see today’s best FHA rates and assess downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan program options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® draws loan program data from thousands of lenders and matches it to your unique financial profile quickly.
The Loan Limits Comparison Table for 2026 in Winchester county of Middlesex, MA compares maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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