As of 2026, in Middlesex county, MA, the FHA loan limit for a single-family home in Arlington is $828,000. For duplexes, the ceiling is $1,060,000; for triplexes, it's $1,281,300, and for four-unit properties, the limit reaches $1,592,350.
When it comes to conventional loans, the top loan amount permissible for a single-family dwelling is $828,000. For two-unit residences, the figure is $1,060,000, rising to $1,281,300 for three-unit homes, and climaxing at $1,592,350 for four-unit structures.
To assess today’s optimal FHA interest rates and gauge the necessary downpayment amount, income level, credit standing, reserves, and paperwork required for qualification, use our FHA calculator.
The Lendersa® calculator is designed to evaluate and juxtapose FHA loan rates and terms with those of various other plans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a complete view.
Lendersa® swiftly pulls data from numerous lenders, tailoring comparisons to match your specific financial scenario and requirements.
For 2026, use the Loan Limits Comparison Table in Middlesex, MA to examine maximum loan thresholds across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money avenues. Evaluate qualification aspects like income, cash reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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