For 2026, FHA loan limits in South-Yarmouth, located in the county of Barnstable, MA, stand at $506,000 for a single-family home, $647,750 for a duplex, $783,000 for a triplex, and $973,100 for four units.
The maximum loan amount for conventional loans on a single-family residence is $548,250. For two-unit homes, it's $702,000; for three units, it is $848,500; and for four-unit properties, it reaches $1,054,500.
Use our FHA calculator to discover today's top FHA rates and determine necessary aspects like downpayment, income, credit requirements, reserves, and necessary documentation to qualify.
The Lendersa® calculator offers a comparison of FHA rates and terms against other loan programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA incentives.
Lendersa® amasses detailed loan data from thousands of lenders, rapidly aligning it with your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in South-Yarmouth of Barnstable, MA, to evaluate maximum loans across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification standards such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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