In 2026, the FHA loan limits in West-Yarmouth county, Barnstable, MA, are set at $506,000 for single-family homes. The limits are $647,750 for 2-units, $783,000 for 3-units, and extend to $973,100 for 4-units.
For conventional loans, the maximum loan amount for a single-family residence is $548,250. For 2-units, the limit is $702,000, for 3-units $848,500, and for 4-units, it reaches $1,054,500.
Utilize our FHA calculator to access today’s optimal FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
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The Loan Limits Comparison Table for 2026 in West-Yarmouth county of Barnstable, MA, assists in comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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