In 2026, the FHA loan limits set for Baltimore-Highlands county in Baltimore, MD are $538,200 for a single-family home, rising to $689,000 for 2-units, $832,850 for 3-units, and $1,035,000 for 4-units.
The cap for conventional loans on a single-family dwelling is $548,250, with limits extending to $702,000 for duo-units, $848,500 for 3-unit setups, and $1,054,500 for 4-units.
Utilize our FHA calculator to view current FHA rates and determine necessary elements such as downpayment, income, credit status, reserves, and documents required for qualification.
The Lendersa® calculator allows for an in-depth comparison of FHA rates and terms with those of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates comprehensive loan program data from thousands of lenders and quickly matches it to your financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Baltimore-Highlands county of Baltimore, MD, to examine maximum amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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