2026 FHA Loan Limits for Lansdowne, Baltimore County, Maryland

In 2026, the FHA loan limits in Lansdowne county of Baltimore, MD are as follows: $632,500 for a single-family home, $809,700 for 2-unit properties, $978,750 for 3-unit homes, and $1,216,350 for 4-unit residences.

The conventional loan cap for a single-family residence is $726,200, rising to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for those with 4-units.

Use our FHA calculator to view today’s top FHA rates, and to ascertain downpayment, income, credit, reserves, and documents required for qualification.

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Explore Loan Alternatives in Lansdowne, MD

The Lendersa® calculator enables comparisons of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers extensive loan data from thousands of lenders, instantly comparing it against your specific financial profile and requirements.

Check the Loan Limits Comparison Table for 2026 in Lansdowne county of Baltimore, MD, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For details on qualification requirements such as income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lansdowne county of Baltimore, MD

SFR 2 Units 3 Units 4 Units
FHA $632,500 $809,700 $978,750 $1,216,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $466,400 $466,400 $466,400 $466,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lansdowne FHA Lenders

  • SECU Credit Union
  • 971 Corporate Blvd, Linthicum Heights, MD, 21090
  • Lends in Maryland
  • SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.

  • Mortgage247, LLC
  • 11 Newburg Ave, Suite 202, Catonsville, MD, 21228
  • Lends in Maryland
  • Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions

  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201
  • Lends in Maryland
  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.

  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • Lends in Maryland
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program

  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201
  • Lends in Maryland
  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to

  • MECU Credit Union
  • 1 South Street, Baltimore, MD, 21202
  • Lends in Maryland
  • Our local Baltimore roots go back to 1936. From our humble beginnings to today, we have always put working families and their financial well-being at the center of everything we do. With better rates, free financial education and personal service, we are committed to improving the lives of our members and the communities we serve.

  • M&T Realty Capital Corporation
  • One Light Street, 12th Floor, Baltimore, MD, 21202
  • Lends in Maryland
  • M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

  • Service 1st Mortgage, INC
  • 14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
  • Lends in Maryland
  • Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.

  • Howard County Education Federal Credit Union
  • 3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
  • Lends in Maryland
  • In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.

  • United Equity Lending LLC
  • 5230 Harvey Lane, Ellicott City, MD, 21043
  • Lends in Maryland
  • Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.