For 2026, the FHA loan limit in Catonsville county in Baltimore, MD, is $632,500 for a single-family home, $809,700 for 2-units, $978,750 for 3-units, and $1,216,350 for 4-units.
The highest loan amount for conventional loans is $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to find today's best FHA rates and check downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator helps compare FHA rates and terms with other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® sources data from thousands of lenders and swiftly aligns it with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Catonsville county, part of Baltimore, MD, provides comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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