In the year 2026, the FHA loan limits for Arbutus, in the county of Baltimore, MD, are as follows: $632,500 for a single-family home, $809,700 for properties with 2-units, $978,750 for 3-units, and $1,216,350 for 4-unit buildings.
Conventional loans have maximum amounts of $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to check today's best FHA rates while also determining necessary downpayment, income levels, credit scores, reserves, and required documents for qualification.
The Lendersa® calculator lets you compare the rate and terms of FHA loans with other loan programs. You can analyze options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® compiles loan program data from thousands of lenders and instantly compares it to suit your individual financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Arbutus, county of Baltimore, MD, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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