For the 2026, the FHA loan limits in Cambridge county within Dorchester, MD are defined as follows: for a single-family home, the limit is $472,030; for a duplex, it's $604,400; for a triplex, the amount is $730,525; and for four-unit homes, the limit is $907,900.
When considering conventional loans, the cap for a single-family residence is $726,200. This increases to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access the best FHA rates available today and determine the required downpayment, income level, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator offers a way to compare FHA loan rates and conditions with all other available loan programs. This includes comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and even hard money loans.
Lendersa® acquires loan program data from an extensive array of lenders and, within moments, aligns it with your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Cambridge county of Dorchester, MD, which compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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