FHA Loan Max Loan amount for Federalsburg, Caroline County, MD in 2025

For the year 2025, the FHA loan limit in Federalsburg County of Caroline, MD, is set at $472,030 for a single-family home. The limit for 2-units is $604,400, for 3-units it's $730,525, and for 4-units, it's $907,900.

Conventional loan limits reach $726,200 for a single-family house, rising to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today's top FHA rates and evaluate what down payment, income, credit, reserves, and documentation are necessary for you to qualify.

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Explore Loan Options in Federalsburg, MD

The Lendersa® calculator facilitates comparisons between FHA rates and other loan programs. Analyze options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in relation to FHA.

Lendersa® compiles data from numerous lenders, providing quick and efficient comparisons tailored to your financial profile.

The Loan Limits Comparison Table for 2025 in Federalsburg County, MD, shows max amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification evaluation, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Federalsburg county of Caroline, MD

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.
  • Chessie Federal Credit Union
  • 15 Commerce Drive, Cumberland, MD, 21502
  • The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner. The credit union idea was brought to Cumberland, Maryland when nine area men deposited a total of $65.00 to form the Cumberland B&O Employees Federal Credit Union.
  • ACT 1st Federal Credit Union
  • 14316 National Highway SW, LaVale, MD, 21502
  • ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
  • First Mortgage Services
  • 203 Paca St, Cumberland, MD, 21502
  • First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
  • CLASSIC MORTGAGE, L.L.C.
  • 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
  • Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve. We pride our on always doing the right thing for our clients and those that follow us on the radio.