2025 FHA (Government Loans) Limits for Lake-Shore, Anne Arundel County, Maryland

For 2025, the FHA loan limits in Lake-Shore, Anne Arundel, MD are: $538,200 for a single-family, $689,000 for two units, $832,850 for three units, and $1,035,000 for four units.

Conventional loans for single-family homes have a limit of $548,250; for two units, it's $702,000; three units allow $848,500, and four units $1,054,500.

Try our FHA calculator to access today's top FHA rates, and find out your downpayment, income, credit, and reserve needs for qualification.

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Assess Your Loan Choices in Lake-Shore, MD

The Lendersa® calculator lets you compare FHA loan rates and terms with other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® rapidly compares your financial profile with data from thousands of lenders to give you personalized insights.

For 2025, refer to the Loan Limits Comparison Table in Lake-Shore, Anne Arundel, MD to see max loan amounts for FHA, Conventional, Jumbo, and more. For detailed eligibility comparison—income, reserves, credit—use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lake-Shore county of Anne Arundel, MD

SFR 2 Units 3 Units 4 Units
FHA $538,200 $689,000 $832,850 $1,035,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $430,500 $430,500 $430,500 $430,500
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Yi Team Mortgage
  • 15245 Shady Grove Road, Suite 430, Rockville, MD, 20850
  • The Yi Team Mortgage brings you the most superior mortgage experience possible! We care about your dreams and the financial solutions to make them achievable. We believe that a well planned mortgage creates long term wealth. Chong Yi always believed that financial literacy is the most important part of the mortgage process.
  • Brian Martucci Mortgage Lending
  • One Church Street, Suite 300, Rockville, MD, 20850
  • Brian Martucci, started in the mortgage business in 1986 right out of college and have never left. Brian have been a loan processor, loan officer, mortgage broker, branch manager and vice president. As a mortgage professional Brian help consumers find the best mortgage loans to purchase a new home or to refinance an existing loan.
  • Leader Funding, Inc.
  • 9400 Key West Ave, Suite 220, Rockville, MD, 20850
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • A-Z Mortgage Inc
  • 932 Hungerford Drive, Suite 1A, Rockville, MD, 20850
  • We put our customers first. We listen to you and help you find what you need. If you are looking for first-class service, you have come to the right place! We aim to be friendly and approachable. We are here to serve you and answer any questions you may have. Amy Zhou is the President of A-Z Mortgage Inc.
  • Empire Financial Services Inc
  • 15200 Shady Grove Road, Suite 310, Rockville, MD, 20850
  • Empire Financial is a family-owned and operated mortgage company serving borrowers in Maryland, Virginia, and DC. We believe in a long-term relationship in which we help our clients find the right loan solution for their particular needs. We help our clients review and explore all of the loan options available.
  • Precision Mortgage, LLC
  • 932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
  • At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
  • The Mortgage Link Inc
  • 3 Research Place, Suite 103, Rockville, MD, 20850
  • we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.
  • Apex Home Loans, Inc
  • 2400 Research Boulevard, Suite 400, Rockville, MD, 20850
  • Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point. In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
  • HomeFirst Mortgage Corp
  • 207 South Alfred Street, Alexandria, VA, 22314
  • HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.
  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.