FHA Loan Max Loan amount for Lake-Shore, Anne Arundel County, MD in 2026

For 2026, the FHA loan limits in Lake-Shore, Anne Arundel, MD are: $538,200 for a single-family, $689,000 for two units, $832,850 for three units, and $1,035,000 for four units.

Conventional loans for single-family homes have a limit of $548,250; for two units, it's $702,000; three units allow $848,500, and four units $1,054,500.

Try our FHA calculator to access today's top FHA rates, and find out your downpayment, income, credit, and reserve needs for qualification.

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Assess Your Loan Choices in Lake-Shore, MD

The Lendersa® calculator lets you compare FHA loan rates and terms with other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® rapidly compares your financial profile with data from thousands of lenders to give you personalized insights.

For 2026, refer to the Loan Limits Comparison Table in Lake-Shore, Anne Arundel, MD to see max loan amounts for FHA, Conventional, Jumbo, and more. For detailed eligibility comparison—income, reserves, credit—use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lake-Shore county of Anne Arundel, MD

SFR 2 Units 3 Units 4 Units
FHA $538,200 $689,000 $832,850 $1,035,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $430,500 $430,500 $430,500 $430,500
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Empire Financial Services Inc
  • 15200 Shady Grove Road, Suite 310, Rockville, MD, 20850
  • Lends in Maryland
  • Empire Financial is a family-owned and operated mortgage company serving borrowers in Maryland, Virginia, and DC. We believe in a long-term relationship in which we help our clients find the right loan solution for their particular needs. We help our clients review and explore all of the loan options available.

  • Precision Mortgage, LLC
  • 932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
  • Lends in Maryland
  • At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.

  • The Mortgage Link Inc
  • 3 Research Place, Suite 103, Rockville, MD, 20850
  • Lends in Maryland
  • we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.

  • Apex Home Loans, Inc
  • 2400 Research Boulevard, Suite 400, Rockville, MD, 20850
  • Lends in Maryland
  • Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.

  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Lends in Maryland
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • HomeFirst Mortgage Corp
  • 207 South Alfred Street, Alexandria, VA, 22314
  • Lends in Maryland
  • HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • Monument Home Loans
  • 4075 Wilson Blvd, Suite 823, Arlington, VA, 22203
  • Lends in Maryland
  • Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.

  • Community Mortgage LLC
  • 602 Center Street, Suite 107, Mount Airy, MD, 21771
  • Lends in Maryland
  • Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction

  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • Lends in Maryland
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .

  • MortgageOne, LLC
  • 102 Skyline Ct, Westminster, MD, 21157
  • Lends in Maryland
  • We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.