In 2026, the FHA loan limits for Four-Corners county, Montgomery, MD, are set at $822,375 for a single-family home, $1,053,000 for properties with 2 units, $1,272,750 for those with 3 units, and $1,581,750 for 4-unit residences.
Conventional loan maximums for a single-family home are $822,375, while for 2-units it's $1,053,000, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Use our FHA calculator to explore today's most competitive FHA rates and identify necessary downpayment, income, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with various other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently processes data from thousands of lenders to align swiftly with your specific financial situation and needs.
View the Loan Limits Comparison Table for 2026 in Four-Corners county of Montgomery, MD, where FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums are compared. For understanding qualification needs such as income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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