In 2026, the FHA loan limit for Friendship-Heights-Village county in Montgomery, MD is set at $822,375 for single-family houses, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit properties.
Regarding conventional loans, the top loan amount for a single-family residence is $822,375; for two units, it is $1,053,000; for three units, $1,272,750; and for four units, it reaches $1,581,750.
Access our FHA calculator to find today’s best FHA rates and evaluate the required downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator assists you in assessing FHA rates and terms against other loan programs. Compare options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA programs.
Lendersa® aggregates data from a vast network of lenders, offering quick comparisons tailored to your individual financial profile.
Our Loan Limits Comparison Table for 2026 highlights maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in Friendship-Heights-Village county, Montgomery, MD. For detailed comparisons of qualification requirements, such as income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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