For 2025, the FHA loan limit in Bethesda county, part of Montgomery, MD, stands at $1,089,300 for a single-family house. For 2-unit homes, it's $1,394,775, for 3-units, the limit reaches $1,685,850, and for 4-units, the cap is $2,095,200.
The maximum amount for conventional loans on a single-family residence is $1,089,300. Two-unit properties have a limit of $1,394,775, for three units it's $1,685,850, and for those with four units, it is set at $2,095,200.
Use our FHA calculator to view today's leading FHA rates and calculate the necessary downpayment. Determine requirements for income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan offerings. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA programs.
Lendersa® aggregates data from thousands of lenders, providing rapid comparisons against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Bethesda county, within Montgomery, MD, provides comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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