Throughout 2026, the FHA loan limits for Chevy-Chase county, located in Montgomery, MD, are determined as follows: for a single-family dwelling, the limit is $822,375; for 2-unit properties, the limit adjusts to $1,053,000; for 3-units, the limit increases to $1,272,750; and for 4-units, it reaches $1,581,750.
For conventional loans, the upper ceiling on a single-family home is established at $822,375. When it comes to 2-unit residences, the maximum changes to $1,053,000, for 3-unit buildings, it's $1,272,750, and for 4-unit constructions, the amount increases to $1,581,750.
Make use of our FHA calculator to review today’s most competitive FHA rates and to calculate necessary down payments, identify income requirements, evaluate credit scores, determine reserves, and collect all documents required for qualification.
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The Lendersa® calculator gives you the ability to compare the interest rates and terms of FHA loans to those of other available loan programs. Dive into a comparison between various options such as conventional loans, jumbo loans, VA, USDA, Non-QM loans, along with hard money loans when considered with FHA.
Lendersa® sources loan program data from a vast network of lenders, analyzing it quickly against your particular financial situation and needs.
The Loan Limits Comparison Table for 2026 in Chevy-Chase county of Montgomery, MD provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further scrutinize qualification necessities such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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