Throughout 2025, the FHA loan limits for Chevy-Chase county, located in Montgomery, MD, are determined as follows: for a single-family dwelling, the limit is $822,375; for 2-unit properties, the limit adjusts to $1,053,000; for 3-units, the limit increases to $1,272,750; and for 4-units, it reaches $1,581,750.
For conventional loans, the upper ceiling on a single-family home is established at $822,375. When it comes to 2-unit residences, the maximum changes to $1,053,000, for 3-unit buildings, it's $1,272,750, and for 4-unit constructions, the amount increases to $1,581,750.
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The Lendersa® calculator gives you the ability to compare the interest rates and terms of FHA loans to those of other available loan programs. Dive into a comparison between various options such as conventional loans, jumbo loans, VA, USDA, Non-QM loans, along with hard money loans when considered with FHA.
Lendersa® sources loan program data from a vast network of lenders, analyzing it quickly against your particular financial situation and needs.
The Loan Limits Comparison Table for 2025 in Chevy-Chase county of Montgomery, MD provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further scrutinize qualification necessities such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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