In 2026, FHA loan limits in Maryland-City, Anne Arundel, MD stand at $538,200 for a single-family home, $689,000 for 2-units, $832,850 for 3-units, and $1,035,000 for 4-units.
For conventional loans, the cap for a single-family residence is $548,250, and it rises to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to find today’s top FHA rates and determine what is needed for downpayment, income, credit, reserves, and necessary documentation.
The Lendersa® calculator allows for a comparison of FHA rates with other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® obtains data from thousands of lenders and quickly matches it to your unique financial needs.
The Loan Limits Comparison Table for 2026 in Maryland-City, Anne Arundel, MD helps compare maximum loan amounts for various loans including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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