For 2026, the FHA loan limit in Savage county of Howard, MD is set at $632,500 for a single-family home. For properties with 2-units, it is $809,700; for 3-units, the limit is $978,750; and for residences with 4-units, it reaches $1,216,350.
The maximum amounts for conventional loans on a single-family residence start at $726,200. For 2-units, the limit is $929,850; for 3-units, $1,123,900; and for 4-unit homes, the maximum stands at $1,396,800.
Use our FHA calculator to explore the best FHA rates available today, and determine the required downpayment, income, credit level, reserves, and documents needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently collects loan program data from thousands of lenders, offering real-time comparisons aligned with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 for Savage county of Howard, MD, presents a detailed look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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