2026 FHA (Government Loans) Limits for South-Laurel, Prince George's County, Maryland

For the year 2026, the FHA loan limits in South-Laurel county within Prince George's, MD stand at $822,375 for a single-family home. For other property types, it's $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for quadplexes.

In terms of conventional loans, the highest loan amount for a single-family home is $822,375. For two-unit properties, it reaches $1,053,000, while it's $1,272,750 for three-unit homes and $1,581,750 for four-unit residences.

Our FHA calculator helps you discover today's best FHA rates, along with assessing the requirement for downpayment, income, credit, reserves, and necessary documents for qualification.

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The Lendersa® calculator allows you to evaluate FHA rates and terms alongside every other loan program. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® sources detailed loan program data from a vast pool of lenders, quickly comparing them with your personal financial requirements and profile.

For 2026, use the Loan Limits Comparison Table for South-Laurel county, Prince George's, MD to view maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Explore qualification needs like income levels, financial reserves, and credit by using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Laurel county of Prince George's, MD

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


South-Laurel FHA Lenders

  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Lends in Maryland
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.

  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Lends in Maryland
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • WSSC Federal Credit Union
  • 14501 Sweitzer Lane, Laurel, MD, 20707
  • Lends in Maryland
  • WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.

  • Diamond Financial Mortgage
  • 8645 Cherry Lane, Laurel, MD, 20707
  • Lends in Maryland
  • Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach

  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • Lends in Maryland
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company

  • Gateway Mortgage Solutions
  • 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
  • Lends in Maryland
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.

  • IBEW 26 Federal Credit Union
  • 4371 Parliament Place, Suite C, Lanham, MD, 20706
  • Lends in Maryland
  • The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.

  • All Homes Financial LLC
  • 4601 Presidents Drive, Suite 155, Lanham, MD, 20706
  • Lends in Maryland
  • Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,

  • Navigator Mortgage Brokers
  • 16701 Melford Blvd, Suite 459, Bowie, MD, 20715
  • Lends in Maryland
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • APL Federal Credit Union
  • 11050 Johns Hopkins Road, Laurel, MD, 20723
  • Lends in Maryland
  • Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.