2026 FHA (Government Loans) Limits for South-Laurel, Prince George's County, Maryland

For the year 2026, the FHA loan limits in South-Laurel county within Prince George's, MD stand at $822,375 for a single-family home. For other property types, it's $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for quadplexes.

In terms of conventional loans, the highest loan amount for a single-family home is $822,375. For two-unit properties, it reaches $1,053,000, while it's $1,272,750 for three-unit homes and $1,581,750 for four-unit residences.

Our FHA calculator helps you discover today's best FHA rates, along with assessing the requirement for downpayment, income, credit, reserves, and necessary documents for qualification.

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Explore Your Loan Options in South-Laurel, MD

The Lendersa® calculator allows you to evaluate FHA rates and terms alongside every other loan program. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® sources detailed loan program data from a vast pool of lenders, quickly comparing them with your personal financial requirements and profile.

For 2026, use the Loan Limits Comparison Table for South-Laurel county, Prince George's, MD to view maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Explore qualification needs like income levels, financial reserves, and credit by using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Laurel county of Prince George's, MD

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 398 NE 6th Ave, Suite B, Delray Beach, FL, 33483
  • Lends in Maryland
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  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • Lends in Maryland
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.

  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • Lends in Maryland
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  • Paddio
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  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
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  • KPT Mortgage Advisors LLC
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  • 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
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  • The Mortgage Calculator
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  • MidCountry Bank
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  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.