For the year 2026, the FHA loan limits in Laurel county, within the Prince George's of MD, are set as follows: $822,375 for a single-family home. If you're looking at two-unit properties, the cap is $1,053,000; for three units, it's rounded to $1,272,750; and for four-unit residences, the limit extends to $1,581,750.
Conventional loans feature a maximum borrowing amount of $822,375 for single-family homes. This increases to $1,053,000 for dual-unit dwellings, while three-unit abodes are capped at $1,272,750, and four-unit options can reach $1,581,750.
By utilizing our FHA calculator, you can effortlessly find today’s most competitive FHA rates. Additionally, it helps determine necessary downpayment amounts, income and credit requirements, reserves, and documents needed for successful qualification.
The Lendersa® calculator grants you the ability to compare FHA rates and terms with those of numerous other loan programs. These include options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Each is compared against FHA for a comprehensive view.
Gathering data from a vast network of lenders, Lendersa® efficiently aligns loan program options with your unique financial profile and individual needs in just moments.
Access the Loan Limits Comparison Table for 2026 within Laurel county, part of Prince George's, MD. This resource allows you to compare maximum loan amounts across diverse programs such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare qualification requirements including income, reserve levels, and credit criteria, use the comprehensive tool: Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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