In 2025, the FHA loan limits for Mays-Chapel county of Baltimore, MD are $538,200 for single-family homes, $689,000 for two units, $832,850 for three units, and $1,035,000 for four units.
For conventional loans, the maximum is $548,250 for single-family homes, $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four-unit residences.
Use our FHA calculator to find current FHA rates and assess what's required in terms of downpayment, income, credit, reserves, and documents.
The Lendersa® calculator enables you to compare FHA rate & terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves loan data from thousands of lenders, comparing it to your financial profile swiftly.
The Loan Limits Comparison Table for 2025 in Mays-Chapel county, Baltimore, MD, covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights on qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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