For 2026, the FHA loan limits in Garrison county, located within Baltimore, MD, are designated as follows: for a single-family home, the limit is $632,500. For 2-unit properties, the limit is set at $809,700, for 3-units it rises to $978,750, and for 4-unit residences, it is established at $1,216,350.
As for conventional loans, the maximum allowable amounts for a single-family residence start at $726,200. In the case of 2-units, the limit is $929,850, for those with 3-units, the limit adjusts to $1,123,900, and for homes with 4-units, the maximum swings up to $1,396,800.
Employ our FHA calculator to efficiently access today's FHA best rates and to ascertain critical financial requirements such as downpayment, income, necessary credit rating, reserves, and associated documentation needed to qualify for a loan.
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The Lendersa® calculator creates an opportunity for you to effectively compare FHA rates and terms with those available across other loan programs. It allows for a comprehensive comparison of Conventional loans, Jumbo loans, VA options, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates extensive loan program data drawn from thousands of lenders and, with remarkable speed, aligns it against the unique specifics of your financial profile and particular needs.
Consult the Loan Limits Comparison Table for 2026 in Garrison county of Baltimore, MD, offering valuable insights into the broad spectrum of maximum loan amounts available throughout FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money sectors. To delve into qualification elements such as income, asset reserves, and required credit standards, consider utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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