As of 2026, in Hampton county of Baltimore, MD, the FHA loan limits are established as follows: $632,500 for single-family homes, $809,700 for two-unit properties, $978,750 for three-unit residences, and $1,216,350 for four-unit buildings.
Regarding conventional loans, the highest amounts allowed are $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three-unit structures, and $1,396,800 for properties with four units.
Our FHA calculator provides today's best FHA rates and helps you calculate the downpayment, necessary income, credit, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with a wide variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly acquires loan program information from thousands of lenders, providing comparisons tailored to your financial profile in moments.
The Loan Limits Comparison Table for 2026 in Hampton county, Baltimore, MD allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification requirements, such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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