In 2026, the FHA loan limit in Timonium county of Baltimore, MD, is $632,500 for a single-family home, $809,700 for two units, $978,750 for three units, and $1,216,350 for four units.
Conventional loans have a maximum of $726,200 for a single-family residence, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four units.
Use our FHA calculator to view today’s top FHA rates and check downpayment, income, credit, reserves, and document requirements for qualification.
With the Lendersa® calculator, compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive data from thousands of lenders, efficiently aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Timonium county, Baltimore, MD, offers insights into FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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