2026 FHA (Government Loans) Limits for Milford-Mill, Baltimore County, Maryland

In 2026, FHA loan limits in Milford-Mill county of Baltimore, MD are $538,200 for a single-family home, $689,000 for 2-units, $832,850 for 3-units, and $1,035,000 for 4-units.

The maximum loan cap for conventional loans on a single-family residence is $548,250. For 2-units, it's $702,000, for 3-units it's $848,500, and for 4-units, it reaches $1,054,500.

Use our FHA calculator to find today's best FHA rates, estimating required downpayment, income, credit, reserves, and documents for qualification.

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Explore loan choices in Milford-Mill, MD

The Lendersa® calculator helps compare FHA rates and terms with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® gathers data from numerous lenders, aligning it quickly to your financial profile and needs.

Loan Limits Comparison Table for 2026 in Milford-Mill county within Baltimore, MD shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan max amounts. Compare qualifications such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Milford-Mill county of Baltimore, MD

SFR 2 Units 3 Units 4 Units
FHA $538,200 $689,000 $832,850 $1,035,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $430,500 $430,500 $430,500 $430,500
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Milford-Mill FHA Lenders

  • Securityplus Federal Credit Union
  • 7135 Windsor Boulevard, Windsor Mill, MD, 21244
  • Lends in Maryland
  • Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.

  • Equity One Lending
  • 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208
  • Lends in Maryland
  • We know each family wants to hear those words, and the Road To Close can seem unfamiliar and stressful in today’s lending arena. The families we’ve helped have all found their own peace of mind thanks to our World-Class Digital Mortgage Experience. We’ve made it as easy as possible to apply, and even easier to get to the finish line.

  • First Trust Financial LLC
  • 1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208
  • Lends in Maryland
  • First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.

  • OM Mortgage LLC
  • 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208
  • Lends in Maryland
  • OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.

  • Trius Lending Partners
  • 1104 Kenilworth Dr Suite 501, Towson, MD, 21208
  • Lends in Maryland
  • Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.

  • Mortgage247, LLC
  • 11 Newburg Ave, Suite 202, Catonsville, MD, 21228
  • Lends in Maryland
  • Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions

  • Howard County Education Federal Credit Union
  • 3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
  • Lends in Maryland
  • In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.

  • United Equity Lending LLC
  • 5230 Harvey Lane, Ellicott City, MD, 21043
  • Lends in Maryland
  • Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Integrated Financial Solutions LLC
  • 11110 Dovedale Ct, Suite 28A, Marriottsville, MD, 21104
  • Lends in Maryland
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Capital Funding Bancorp Inc
  • 1422 Clarkview Road, Baltimore, MD, 21209
  • Lends in Maryland
  • "Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing.

    With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"