For 2026, the FHA loan limit in Randallstown county, situated in Baltimore, MD, is $632,500 for a single-family home. For 2-unit properties, the limit is $809,700, for those with 3-units, it reaches $978,750, and for 4-units, it extends to $1,216,350.
The maximum loan amount available for conventional loans on a single-family residence stands at $726,200. Two-unit homes have a cap of $929,850, three-unit residences can borrow up to $1,123,900, and for four-unit structures, the maximum is $1,396,800.
Use our FHA calculator to check the best FHA rates available today, and calculate necessary downpayments while evaluating your income, credit score, reserves, and documents required for qualification.
Lendersa® calculator provides the advantage of comparing FHA rate & terms with alternatives from other loan programs. Discover possibilities with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® accesses comprehensive loan program data from thousands of lenders and promptly aligns it with your individual financial profile and needs.
Within 2026 in Randallstown county of Baltimore, MD, the Loan Limits Comparison Table allows for a side-by-side comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxims. To evaluate qualification criteria, including income, credit, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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