In the year 2026, the FHA loan limit for Lochearn county, located in Baltimore, MD, is $632,500 for a single-family home. For homes with two units, the limit is $809,700, rising to $978,750 for three-unit residences, and $1,216,350 for properties with four units.
Conventional loan maximums reach $726,200 for a single-family property, while two-unit max is $929,850, $1,123,900 for three-units, and $1,396,800 for four-units.
Make use of our FHA calculator to discover today’s top FHA rates and figure out the necessary down payment, income, credit requirements, reserves, and documentations to qualify.
With the Lendersa® calculator, compare FHA rates and terms against those of other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan program data from a multitude of lenders, rapidly aligning it to suit your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lochearn county, Baltimore, MD allows you to examine maximum loans across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualifying criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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