For 2026, in Reisterstown county of Baltimore, MD, the FHA loan limit is set at $632,500 for a single-family home, $809,700 for two-unit homes, $978,750 for three-unit properties, and $1,216,350 for four-unit residences.
Conventional loan maximums are $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to find the best rates available today and understand the down payment, income, credit requirements, reserves, and necessary documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against other loan types including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® quickly assesses and compares loan programs to fit your specific financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Reisterstown county, Baltimore, MD to see maximum amounts for FHA, Conventional, Jumbo, USDA, VA, and more. Evaluate qualification requirements, such as income, reserves, and credit, through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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