For 2026, the FHA loan limit in North-Bethesda county, within Montgomery, MD, is set at $822,375 for a single-family home. The threshold increases to $1,053,000 for 2-unit properties, $1,272,750 for homes with 3 units, and $1,581,750 for those with 4-units.
The maximum loan available for conventional loans on a single-family dwelling is $822,375. For homes with 2-units, it goes up to $1,053,000, for 3-units it extends to $1,272,750, and for 4-unit properties, it maxes out at $1,581,750.
Use our FHA calculator to view today’s best FHA rates. Determine your needed downpayment, verify income criteria, check credit requirements, and review reserves and necessary documentation for qualification.
Lendersa® calculator gives you the ability to compare FHA rates and terms with those of other loan programs, allowing you to explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers a wealth of loan program data from thousands of lenders, quickly matching it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in North-Bethesda county under Montgomery, MD, enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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