In 2026, the FHA loan limits for South-Kensington county within Montgomery, MD are set as follows: $822,375 for single-family homes, $1,053,000 for properties with 2-units, $1,272,750 for buildings with 3-units, and $1,581,750 for 4-unit residences.
The highest loan amounts available for conventional loans are $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Use our FHA calculator to check today’s top FHA rates and determine the down payment, income, credit level, reserves, and necessary documents to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly pulls data from thousands of lenders and matches it to your financial profile and requirements.
See the Loan Limits Comparison Table for 2026 in South-Kensington county, Montgomery, MD for maximum loan amounts on FHA, Conventional Conforming, Jumbo, USDA, VA, and more. Evaluate the qualification needs such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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