In 2026, the FHA loan limit in Riva County, Anne Arundel, MD, is set at $632,500 for a single-family home. For a property with 2-units, the limit is $809,700; for 3-units, it is $978,750; and for a 4-unit home, the limit reaches $1,216,350.
The maximum amount for conventional loans on a single-family residence is $726,200. For two-unit residences, it's $929,850, for three units $1,123,900, and for four units $1,396,800.
Our FHA calculator can help you find today’s top FHA rates and figure out the necessary down payment, income, credit score, reserves, and documents required for qualification.
Lendersa® calculator lets you compare FHA rates and terms alongside other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, swiftly matching it with your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Riva County, MD, compares maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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