In 2026, the FHA loan limits in Crofton county of Anne Arundel, MD are $632,500 for a single-family home, $809,700 for 2-unit properties, $978,750 for 3-units, and $1,216,350 for homes with 4-units.
The maximum amounts of conventional loans on a single-family home are $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to explore today's competitive FHA rates and determine needed downpayment, income level, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows for comparison between FHA rates and terms and those of other loan products, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently compiles data from numerous lenders, which are quickly evaluated against your personalized financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Crofton county of Anne Arundel, MD provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan paths. To assess qualifying needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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