As of 2026, the FHA loan limit in Odenton county, part of Anne Arundel, MD, is $632,500 for a single-family home, rising to $809,700 for 2-units, $978,750 for 3-units, and $1,216,350 for 4-units.
For conventional loans, the maximum loan amount is $726,200 for a single-family residence. For 2-units, it reaches $929,850, for 3-units, it extends to $1,123,900, and for 4-units, it caps at $1,396,800.
Our FHA calculator allows you to discover today’s best FHA rates and compute the needed downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. You can explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® rapidly assembles data from thousands of lenders, offering tailored comparisons to fit your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Odenton county, within Anne Arundel, MD, enables a comparative overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To analyze qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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