For 2026, the FHA loan limit in Shady-Side county, located in Anne Arundel, MD, is $538,200 for single-family homes, $689,000 for duplexes, $832,850 for triplexes, and $1,035,000 for four-unit homes.
The highest loan amount conventional loans offer for single-family residences is $548,250. For properties with two units, the limit is $702,000; for three units, it's $848,500; and for properties with four units, the limit extends to $1,054,500.
Our FHA calculator facilitates viewing the best current FHA rates, helping you compute necessary down payments, income level, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows for a comparison of FHA rates and terms with other available loan programs. Examine and contrast options: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently collects data from thousands of lenders, matching the best options to your personal financial profile swiftly.
Using the Loan Limits Comparison Table for 2026, you can assess limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in Shady-Side county, Anne Arundel, MD. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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