For the year 2025, the FHA loan limits in Stevensville county, located in Queen Anne's, MD, have been set as follows: a single-family home can reach a maximum of $538,200, while for 2-unit properties, the ceiling is $689,000. If you're considering a 3-unit property, the maximum allowed is $832,850, and for 4-unit residences, it extends to $1,035,000.
On the other hand, the top lending amounts for conventional loans are determined similarly, with the maximum single-family residence loan being $548,250. Properties with 2-units have a limit of $702,000, for 3-units, it's capped at $848,500, and for buildings with 4-units, the limit is $1,054,500.
You can use our FHA calculator to discover today's most competitive FHA rates. It will assist in determining the necessary downpayment, the required income level, credit score, reserve amounts, and the essential documents needed for qualifying.
With the Lendersa® calculator, you have the opportunity to make comprehensive comparisons of FHA rates and terms against all other loan program offerings. Dive into a detailed exploration of Conventional loans, Jumbo options, VA loans, USDA, Non-QM, and hard money loans in conjunction with FHA plans.
Lendersa® efficiently processes a vast database of loan program data sourced from thousands of lenders, matching this information against your personal financial profile and specific needs with precision and speed.
Refer to the Loan Limits Comparison Table for 2025 in Stevensville county of Queen Anne's, MD, which details the maximum loan amounts across various categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To carry out a detailed comparison of qualification requirements such as income, reserves, and credit, the Super Loan Integrated Qualifier (SLIQ™) by Lendersa® is a valuable tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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