In 2026, FHA loan limits for Cape-St.-Claire county in Anne Arundel, MD are as follows: $538,200 for single-family homes, $689,000 for 2-unit properties, $832,850 for 3-unit buildings, and $1,035,000 for those with 4-units.
The conventional loan maximums for single-family residences are $548,250, with limits of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to find today’s best FHA rates and uncover needed details such as downpayment, income, credit status, reserves, and required documents for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan programs. Explore options across Conventional, Jumbo, VA, USDA, Non-QM, and hard money lending.
Lendersa® aggregates detailed loan data from thousands of lenders, efficiently matching it against your individual financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Cape-St.-Claire county of Anne Arundel, MD to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. For qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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