For the 2026, the FHA loan limits in the county of Berwick, within York, ME, are currently set at $506,000 for a single-family home. For those with 2-units, the limit is $647,750, for 3-units $783,000, and $973,100 is the cap for 4-units.
Regarding conventional loans, the maximum permissible amount for a single-unit residence is $726,200. It goes up to $929,850 for two-unit homes, $1,123,900 for three-unit dwellings, and reaching $1,396,800 for four-unit buildings.
Our FHA calculator helps you find today’s best FHA rates. It also calculates required downpayments, income, credit score, reserves, and documents needed to secure a loan.
The Lendersa® calculator allows you to effectively compare rates and terms of FHA loans with those from other loan programs. You can examine options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from numerous lenders, rapidly aligning it with your distinct financial profile and specific needs.
For 2026 in Berwick, York county, ME, refer to the Loan Limits Comparison Table. Use it to juxtapose FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To compare criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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