In 2026, the FHA loan limits in South-Berwick within York, ME are defined as $403,650 for a single-family home. For 2-units, it is $516,750, while 3-units are set at $624,600, and 4-units have a limit of $776,250.
Conventional loans on a single-family house can reach a maximum of $548,250, with allowances of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to access today's best FHA rates, and determine key elements such as the downpayment, required income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms directly with all other loan programs. Discover options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses an extensive range of lender data, and in moments matches it with your individual financial profile and needs.
For the year 2026 in South-Berwick county, York, ME, the Loan Limits Comparison Table shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine aspects like income, reserves, and credit requirements, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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