2026 FHA Loan Limits for South-Berwick, York County, Maine

In 2026, the FHA loan limits in South-Berwick within York, ME are defined as $403,650 for a single-family home. For 2-units, it is $516,750, while 3-units are set at $624,600, and 4-units have a limit of $776,250.

Conventional loans on a single-family house can reach a maximum of $548,250, with allowances of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to access today's best FHA rates, and determine key elements such as the downpayment, required income, credit score, reserves, and necessary documents for qualification.

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For the year 2026 in South-Berwick county, York, ME, the Loan Limits Comparison Table shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine aspects like income, reserves, and credit requirements, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Berwick county of York, ME

SFR 2 Units 3 Units 4 Units
FHA $403,650 $516,750 $624,600 $776,250
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $322,900 $322,900 $322,900 $322,900
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


South-Berwick FHA Lenders

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Lends in Maine
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • Lends in Maine
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors

  • Ossipee Lake Mortgage Solutions
  • 414 Sokokis Trail, East Waterboro, ME, 04030
  • Lends in Maine
  • Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.

  • Saco Valley Credit Union
  • 312 Main Street, Saco, ME, 04072
  • Lends in Maine
  • Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.

  • Saco & Biddeford Savings Inst
  • 50 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations

  • Harbor View Lending
  • 439 Main St, Suite 101, Saco, ME, 04072
  • Lends in Maine
  • Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.

Also lends in Maine

  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • "5 things you can expect from X5 Home Loans
    1. Communication. Always know exactly where things stand.
    2. Availability. Here for you whenever you need us.
    3. Speed. Fast closings and quick answers to your questions.
    4. Simplicity. A clear process that’s easy to understand.
    5. Guidance. Personalized advice to navigate your options."

  • Key Mortgage Corp
  • 18 Tower Ave, Rye, NH, 03870
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Maritime Mortgage Company
  • 1257 Washington Road, Suite 100, Rye, NH, 03870
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. and also Maritime Mortgage Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it

  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!